I remember the days of change-rolling. Before the financial institutions had electronic counters, we picked up heavy-weight paper sleeves sized for quarters, dimes, nickels and pennies, filled them to the top and carefully folded the extra paper over the last coin to seal the tube. We returned the coins to the bank in exchange for paper money. The idea that change picked up here and there, carelessly discarded by people who felt they could do without, could be swapped for the rare and coveted dollar bill was a bit magical. As a kid this was a boon, as a young adult it was a survival tactic.
Money was tight in the early years out on my own, and I was
stubborn. From the moment I declared I was moving out to live in a seedy
apartment complex I would later learn was a hotbed for drug dealers, I was going
to make it, no matter what, without help from my parents. At first, I played the float game with
checks, mailing at the last possible second before the bill was due. When married life and kids brought severe credit
card debt, we upped our game, jumping on the carousel of minimum payments, with
calliope music taunting and curse words for the carny who had long left his
post and forgotten to stop the ride, Just
when we thought we were at our wits end, one of us would get a good commission or
bonus check, the tax refund would sail in or grandma would send a Thanksgiving
card with a few bucks for pumpkin pie.
Thankfully, after fifteen years or so, the scales eventually came
into balance. My salary slowly ticked up over time, I made life changes that transformed
spending habits, got a loan to pay off debt, and put myself on a path that
prioritizes security over status. But those early years were impossibly hard,
and I’ve never
forgotten them. There were many
sleepless nights, hysterical sobbing when the checkbook was literally at zero,
the questioning of my own capabilities to be an adult and manage money. There were so many times I wanted to admit I
couldn’t do it, so
many times I wanted to ask for help.
I see the slow rolling boil with my kids. Sometimes it’s about to
spill over, and I want to rush in to turn down the heat before there is a mess
on the stove. I think I know what’s going
through their heads, that they are wrestling with asking for help, but at the
same time not sure they want to let that cat out of the bag. Veiled comments
hang in the air between us. I’m not sure I want the cat out of
the bag either.
I think about what stopped me from asking for help. Pride, for sure, but also the fact that I believed
deep down the choices I was making about what and how to spend money and live
my life would be brought into question. I wasn’t even sure
I liked my choices at the time; I certainly wasn’t ready to
defend what I thought would be judged. I
didn’t want
anyone else to know the business of a life I was still trying to decide how to run.
I needed my bad choices to fly under the radar until I could make better ones. I kept it all under wraps and in the process
became resourceful and resilient. In my
silent suffering I found my mettle. I cemented my self-worth. I proved to
myself I belonged on this planet as an adult capable and deserving of being
trusted to care for the humans I was blessed to have under my watch. When I had a plan to clean up my act that I
was confident I could defend and execute, that was the moment I asked for help.
Is my past behavior a predictor of future behaviors of my
kids? Probably not. There isn’t any
guarantee my kids are thinking exactly as I did, but I do know they watched my
every move while they were growing up.
They know my methods and my ways.
And so I try not to jump in and turn down the flame when the
pot looks like it’s about to boil over. I remind myself it’s not my
kitchen anymore. They are writing the
recipe for their lives with ingredients I wouldn’t necessarily
choose for myself. Some dishes will taste
fantastic, others will go straight into the garbage.
They’ll do this generation’s version
of change-rolling. They will have sleepless nights and do some occasional sobbing.
They will question themselves. It will not be easy, and they will learn and
grow. They will figure it out and ask for help when they are ready, when they can
confidently defend their choices, and have a solid plan they know they can
execute.
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